Policy Servicing and Premium Calculation of Insurance PowerPoint Presentation

Policy Servicing

New Business

Issuing a New Life Policy to a client is known as known as New Business. The following are the tasks to be carried out.

• Proposal 
• Underwriting
• Premium Calculation
• Policy Issue

Proposal

The proposal is the beginning of the New Business. The client who is getting insured will submit the proposal to the Agent or to the Life office. The proposal has the following information 

• Proposal details

Life cycle of a Insurance policy PowerPoint Presentation

Life cycle of a Insurance policy

The duration from the purchase of a policy to its maturity is called the life of a policy. A policy passes through various stages of growth or changes before it finally matures or closed.

Purchase of Policy

A life assurance policy can be purchased through

• Life Office
• Insurance Broker
• Independent Insurance Agents
• Banks and Building societies
• Direct Salesman

The new life assurance proposals are usually termed as New Business by       the Insurance Company.

Types of Life Assurance Policies - Insurance PowerPoint Presentation

Types of Life Assurance Policies

• Term assurance 
• Basics of Investment linked policies
• With profits policy
• Unit Linked Policy

Types of Life Assurance Policies

Life Assurance policies can be broadly classified into Term, Whole of Life and Endowment Assurance.

Term assurance 

In this case the life is assured for a fixed term. The Sum Assured is paid if death occurs within the term. However, on survival of the term no benefit is payable to the insured. Normally premiums will be low compared to other types as there are no benefits on survival.

Near Field Communication powerpoint presentation

Near Field Communication

• Mobile phones have been the craze of the entire world, for being the latest mode of communication. 
• Mobile phones are part of huge wireless/mobile communication systems
• To send and share data quickly
• The various technologies that are in use in the mobile phones are Bluetooth, IR, and WIFI. etc.
• Near Field Communication (NFC) is a promising contact less technology integrated into these cellular phones. 
• WPAN is used in this technology
• This paper deals with the concept, the implementation and the security of NFC and NFC enabled devices. 

What is Near Field Communication?

• Near Field Communication (NFC) is a standards-based, short-range wireless connectivity technology
• NFC operates in the standard 13.56MHz frequency band over a distance of up to around 20 centimeters

Awareness on smoking and drinking powerpoint presentation

What is tobacco

• Tobacco is an agricultural product processed from the leaves of plants in the genus Nicotiana. It can be consumed, used as a pesticide and, in the form of nicotine tartrate, used in some medicines. It is most commonly used as a drug, and is a valuable cash crop for countries such as Cuba, India, China, and the United States. Tobacco is a name for any plant of the genus Nicotiana of the Solanaceae family (nightshade family) and for the product manufactured from the leaf used in cigars and cigarettes, snuff, and pipe and chewing tobacco. 

Tobacco smoking

• Tobacco use leads most commonly to diseases affecting the heart and lungs, with smoking being a major risk factor for heart attacks,  strokes,lung cancer etc.
• Tobacco smoke can combine with other carcinogens present within the environment in order to produce elevated degrees of lung cancer.
• The World Health Organization estimate that tobacco caused 5.4 million deaths in 2004 and 100 million deaths over the course of the 20th century.

The art of group discussion PowerPoint Presentation

Group discussion-defined

• Group discussion is an exercise of discussion on an instantaneously announced topic by a more or less homogenous group of unknown individuals for a given period of time before learned assessors. 

Group discussion–Objectives

• Group discussion is aimed at assessment of candidate’s personality dimensions in terms of 
•  Communication skills 
•  Leadership potential 
•  Knowledge potential 
•  Response to group dynamics

Time Management PowerPoint Presentation

Myths about Time Management:

• There’s too much to do; I can’t handle it all.
• There’s plenty of time; I can do that later.
• I’m busier than usual right now, so it makes sense to put some things off until another time.
• Re-scheduling something to a later time is procrastinating.
• This little task is not important.

Funny thing about time

• Constant and irreversible. 
• Nothing can be substituted for it.
• Once wasted , time can never be regained. 
• You cannot stop time, slow it down, or speed it up.
• However, time can be very effective if managed effectively.

Insulation Materials PowerPoint Presentation

INSULATION

• Benefits of Insulation
• Insulation Materials
• Effects of Insulation Thickness on Equipment Piping

Benefits of Insulation

• Conserves energy by reducing Heat loss or gain
• Properly designed and installed insulation systems immediately reduce the need for energy.
• Controls surface temperatures for personnel Protection and Comfort
• Insulation reduces the surface temperature of piping or equipment to a safer level, resulting in increased worker safety.
• Facilitates process temperature control
• By reducing heat loss or gain, insulation can help to maintain the process temperature to a pre-determined value.

Discipline PowerPoint Presentation

What is discipline? 

• A discipline procedure is the mean by which rules are observed and standards are maintained.
• It provides a method of dealing with any shortcomings in conduct or performance and can help a person to become effective again.
• The procedure should be fair and effective and consistently applied Conformity by the employees to expectations of management in terms of standards of behavior and performance, code and conduct and desirable actions and behavior made known to them through formal or informal, written or verbal means

 Why discipline is required ?

• Clarity of expectations Uniformity -> consistency -> predictability Stress reduction
•  Reduction in distraction enabling to focus on core functions
•  Leading to better performance